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Checking Accounts

First Choice Banking

Bank on your terms

you determine what you need

Simple
& Easy

manage your money without the hassle

Big tech - Small feel

technology to keep you safe

  • Go green with eStatements
  • Open your account with any amount
  • Monitor your account from anywhere with text and email alerts
  • Deposit checks with Mobile Deposit
  • Pay on the go with Mobile Wallet
  • Send money with Zelle®

Check images are maintained on file by First Community Bank and not returned with your statement.

How do I avoid fees?

Keep it simple and take control of your account. Perform two activities from the list below or maintain a $100 daily balance to avoid the $5 monthly maintenance fee.

  • Receive your monthly statement electronically with eStatements
  • Use your debit card to make at least 10 purchases each month
  • Receive at least one ACH credit each month, like having your paycheck deposited directly into your account

We'll automatically waive the fee for the first two statement cycles to give you time to meet the requirements.

For students/young adults aged 13 to 22 years old, the conditions to avoid the monthly maintenance fee are waived provided the student/young adult is primary on the account. Upon reaching the age of 23, the conditions to avoid the monthly maintenance fee will be activated.

Accidents happen. Be ready with Overdraft Protection.

Check Reserve
Advance funds from a line of credit attached to your account.

Personal Savings
Transfer funds between savings and checking accounts.

Second Checking
Link a second checking account to a primary account.

What you need to know about your First Community Debit Card

Personal banking customers can apply for and be issued PIN-protected debit cards for real-time access to checking account funds. Access your funds with ease and convenience from any First Community Bank ATM at no charge, or at any ATM in the Plus and Jeanie network. ATM usage fees may be imposed by the owner of a non-First Community Bank ATM.

Debit cards have transaction cash limits to protect you, but limit increases may be available. Even better? Your debit card is free.

For youth/students aged 13 to 22 years old who are primary on the account, the Point of Sale Transaction limit may not exceed $500.00 per day.

Phone Number

Open an account.
800.829.6372 or have us call you.