Skip to Content
Checking Accounts

Heritage Checking Account


for individuals ages 50+

Free Checking

no fees, minimums or limits

Earns Interest

on higher balances

  • No minimum opening deposit
  • Free check orders
  • Interest paid on balances $500+
  • Bank and pay bills via phone or online
  • Debit card available
  • Free official checks and notary services

How do I avoid fees?

Heritage accounts never have a monthly maintenance fee. Bank fee free!

Overdraft Protection

Check Reserve
Advance funds from a line of credit attached to your account.

Personal Savings
Transfer funds between savings and checking accounts.

Second Checking
Link a second checking account to a primary account.

Debit Cards

Personal banking customers can apply for and be issued PIN-protected debit cards for real-time access to checking account funds. Access your funds with ease and convenience from First Community Bank, Star, Plus and Jeanie ATMs.

Debit cards have transaction cash limits to protect you, but limit increases may be available. Even better? Your debit card is free.

Phone Number

Open an account.
800.829.6372 or have us call you.