ALL ACCOUNTS FEATURE:

  • FREE Online Banking & Bill Pay
  • ACCESS FUNDS at any Star, Plus or Jeanie ATM
  • eStatements Available
Account

Free Checking

Fee-free checking that's well suited for students, college grads or anyone.

Open Account


Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
None
Key Features
  • No worries about service charges.
  • No monthly minimum balance required.

Personal Checking

Low-fuss checking with check images included in monthly statements.

Open Account


Opening Deposit
None
Minimum Balance
$200
Monthly Maintenance Fee
Maintain the $200 minimum balance or link to a savings account to avoid fees.
Key Features
  • Check images included in monthly statement.

Personal Interest Checking

Interest-bearing personal checking with unlimited check writing.

Open Account


Opening Deposit
None
Minimum Balance
$500
Monthly Maintenance Fee
Maintain the $500 minimum balance or link to a savings account to avoid fees.
Key Features
  • Earns interest when minimum balance is maintained.
  • No opening deposit required.
  • Option to link to savings account for minimum balance to avoid maintenance fees.
  • Check images included in monthly statement.

Premium Interest Checking

Earn above-average interest for maintaining a higher daily balance.

Open Account


Opening Deposit
None
Minimum Balance
$2,500
Monthly Maintenance Fee
Maintain the $2,500 minimum balance or link to a savings account to avoid fees.
Key Features
  • Earns higher interest rates based on account balance.
  • Option to link to savings account for minimum balance to avoid maintenance fees.
  • Check images included in monthly statement.

Heritage

Free interest-bearing checking for customers age 50 and older.

Open Account


Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
None
Key Features
  • Free Check Order - wallet custom style, plain or duplicate.
  • $5.00 discount on all other check styles.
  • 50% discount on safe deposit boxes.
  • Free official checks
  • Free notary service.

Individual Retirement Accounts

Helps individuals and families save for retirement.

  • Start withdrawing funds as young as 59-1/2.
  • Traditional, Spousal, Roth and CESA accounts available.

Premium Accounts

Our highest earners. Available to customers able to maintain a high minimum balance.

Account

Personal Sweep Checking

Higher-balance checking with a rewarding rate and no transaction limits.

Open Account


Opening Deposit
$50,000
Minimum Balance
$25,000
Monthly Withdrawals
Unlimited
Monthly Maintenance Fee
Maintain the minimum balance, and we'll waive the $15.00 fee
Key Features
  • Earns higher interest rate.
  • Funds exceeding target balance in checking account automatically sweeps into a higher rate of interest.
  • Linked to a Premium Interest Checking Account.

Money Market Select

Build savings and earn a higher-than-average interest rate.

Open Account


Opening Deposit
$1,000
Minimum Balance
$1,000
Monthly Withdrawals
6
Monthly Maintenance Fee
Maintain the minimum balance, and we'll waive the $7.50 fee.
Key Features
  • Earns higher interest rate based on account balance.
  • Make additional withdrawals (first three per month free) for only $5.00.
  • Debit card for ATM cash withdrawals.