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It’s bigger than banking.

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Community First

Nurturing a joyous, collaborative work culture comes naturally when your mission is supporting those who make a community thrive. From Volunteer PTO days and group service opportunities to a workplace chaplain and regular employee appreciation events, a festive spirit permeates all the ways we work, play and serve.

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Named one of South Carolina’s
Best Places to Work

South Carolina Chamber of Commerce

Man smiling while holding a Harvest Hope food bank box.
Three First Community Bank employees smiling while wearing Hawaiian leis at a party.
Bank president, Mike Crapps, smiling and posing with several FCB employees.
First Community Bank employees celebrating the banks 25th anniversary.
First Community Bank employees collecting school supply donations.
Commercial banker, James Heffner, talking to a student at Heritage Academy in Augusta.
Man smiling while holding a Harvest Hope food bank box.
Three First Community Bank employees smiling while wearing Hawaiian leis at a party.
Bank president, Mike Crapps, smiling and posing with several FCB employees.
First Community Bank employees celebrating the banks 25th anniversary.
First Community Bank employees collecting school supply donations.
Commercial banker, James Heffner, talking to a student at Heritage Academy in Augusta.
Est. 1995 Lexington, SC

Stable from the Start

The steady start-up that began with a pair of offices in Forest Acres and Lexington has become a thriving organization with more than 250 employees and 21 banking offices across the Midlands, Upstate and Aiken areas of South Carolina and the Augusta region of Georgia. Much like the success of our clients, it only underscores our belief in a measured approach and steadfast commitments to long-term growth.

Groomed for Growth

Opportunities for advancement abound. The First Community Bank Leadership Institute offers a formal path for aspiring employees via an 18-month program of academic and experiential learning. This, along with an emphasis on day-to-day mentorship and promotion potential across multiple business lines and geographic markets, makes for a particularly high-achieving workforce.

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We Believe

That everyone matters. That, when it comes to growth, a strong work ethic is as valuable as a shrewd financial eye. That honesty and integrity are the cornerstones of smart business. That excellence is a standard to be achieved, not a goal to be aspired toward. And that a spirit of service is essential to all we do.

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Competitive Compensation

We offer attractive salary, insurance and retirement benefits packages.

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A Better Balance

First Community employees enjoy a generous paid time-off plan and a cultural emphasis on holistic wellness.

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Connected Culture

First Community offices are, above all else, fun and friendly working environments.

Senior GGL Business Development Officer

Location: Sandy Springs, GA

Position Summary

The Senior GGL Business Development Officer will drive growth and business opportunities by developing and maintaining relationships with key stakeholders, including small business owners, financial institutions, and community organizations. This position requires a deep understanding of Small Business Administration (SBA) and USDA products and services, as well as the ability to analyze market trends and identify opportunities to shape the future of the company's GGL lending portfolio.

Essential Duties and Responsibilities (Other duties may be assigned.)

  • Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.  Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
  • Develop and implement strategic plans, such as marketing strategies and client acquisition plans, to increase GGL loans, deposit origination, and market share.
  • Educate small business owners about GGL loan products, eligibility requirements, and the application process.
  • Prepare and present proposals to potential clients, ensuring a thorough understanding of their business needs and how GGL products can meet them.
  • Prepare and present loan requests to credit administration and management.
  • Assume ownership of customer problems to achieve resolution.
  • Prepare reports and presentations for management on business development activities, results, and market insights.
  • Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes. This includes referrals to other lines of business, such as FCFC and Mortgage.
  • Support the Bank’s CRA Officer by reporting CRA data.
  • Build and maintain relationships with small business owners, including outreach to prospective clients and networking within the community.

Qualifications

  • Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.
  • Effective oral and written communication skills.
  • Effective interviewing skills.
  • Ability to speak effectively before groups.
  • Ability to compute basic to moderately complex math calculations.
  • Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Proficiency in using personal computers and office products (e.g., Word, Excel).

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