Careers
It’s bigger than banking.
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On Advancement
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Community First
Nurturing a joyous, collaborative work culture comes naturally when your mission is supporting those who make a community thrive. From Volunteer PTO days and group service opportunities to a workplace chaplain and regular employee appreciation events, a festive spirit permeates all the ways we work, play and serve.
Best Places to Work
South Carolina Chamber of Commerce
Stable from the Start
The steady start-up that began with a pair of offices in Forest Acres and Lexington has become a thriving organization with more than 250 employees and 21 banking offices across the Midlands, Upstate and Aiken areas of South Carolina and the Augusta region of Georgia. Much like the success of our clients, it only underscores our belief in a measured approach and steadfast commitments to long-term growth.
Groomed for Growth
Opportunities for advancement abound. The First Community Bank Leadership Institute offers a formal path for aspiring employees via an 18-month program of academic and experiential learning. This, along with an emphasis on day-to-day mentorship and promotion potential across multiple business lines and geographic markets, makes for a particularly high-achieving workforce.
We Believe
That everyone matters. That, when it comes to growth, a strong work ethic is as valuable as a shrewd financial eye. That honesty and integrity are the cornerstones of smart business. That excellence is a standard to be achieved, not a goal to be aspired toward. And that a spirit of service is essential to all we do.
Competitive Compensation
We offer attractive salary, insurance and retirement benefits packages.
A Better Balance
First Community employees enjoy a generous paid time-off plan and a cultural emphasis on holistic wellness.
Connected Culture
First Community offices are, above all else, fun and friendly working environments.
Junior Commercial Credit Analyst
Location: Lexington, South Carolina
Responsible for analyzing and monitoring the creditworthiness of the Bank’s customers. Analyzes financial statements and tax returns to evaluate the financial condition of individuals and businesses applying for credit with the Bank.
Essential Duties and Responsibilities (Other duties may be assigned.)
- Obtain loan request information from Commercial Bankers or Borrowers to analyze credit information, financial statements and other related information pertaining to the loan.
- Spread financial statements for Commercial Bankers into the Abrigo/Sageworks System.
- Review and prepare written analysis, spreadsheets, reports, summaries, and recommendations based on risks, credit and collateral. Assist in presentation of findings to the Lenders.
- Understand the background of Borrowers and be able to communicate, both in writing and verbally, the strengths and weaknesses of a credit.
- Prepare memos for the Commercial Bankers, if needed
- Credit underwriting.
Qualifications
- Bachelor’s degree in Business, Accounting, Finance or related field or a minimum of 2 years of related experience in loan review or commercial lending; or an equivalent combination of education and experience.
- Effective oral and written communication skills.
- Ability to compute complex math calculations.
- Proven problem-solving and analytical skills. Ability to interpret a variety of information furnished in written, oral, diagram, or schedule form.
- Ability to prioritize.
- Effective time management skills.
- Proficiency in using personal computers and office products (e.g., Word, Excel).
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