Careers

Career Opportunities

Tellers - Aiken banking office; Red Bank banking office; Lexington and Columbia, SC area Float Tellers

Position Summary

This position will provide teller coverage at various banking offices and is responsible for providing quality transactions and efficiency to customers who prefer personal interaction with the Bank.  Also responsible for proactively recognizing additional financial needs of customers and referring them to other Bank staff as applicable.

Essential Duties and Responsibilities

• Ensure accurate and timely processing of basic teller transactions such as accepting deposits and loan payments, verifying cash and endorsements, cashing checks, taking large commercial deposits, cash advances, etc.
• Balance daily work in accordance with established Bank policies and procedures.
• Handle proportionate volume of work based on banking office demands to include WebCapture.
• Resolve customer  issues and problems in a professional manner or refer to appropriate staff to guarantee customer satisfaction and retention.
• Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.

Qualifications

• High school diploma or equivalent required.
• Cash handling experience preferred.
• Effective oral and written communication skills.
• Demonstrate willingness and desire to interact in a team environment.
• Ability to prioritize and multi-task.
• Adaptability to change, including cross-training for Customer Service Representative and Teller Supervisor functions.
• Ability to compute basic to moderately complex math calculations.
• Basic problem-solving and analytical skills.
• Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.
• Proficiency in using personal computers and office products (e.g., Word, Excel).
• Bi-lingual in Spanish (a plus)

 

 

Mortgage Loan Processor - Columbia, SC

Position Summary

This position is responsible for processing and coordinating mortgage loan closings. Examines and collects required documents, and orders appraisals and title work. Submits loans to various investors for loan approvals. Works through various situations that arise during processing and/or closings to facilitate loan approvals and closings.

Essential Duties and Responsibilities (Other duties may be assigned.)

• Demonstrate knowledge of Bank mortgage loan products and services.

• Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.

• Demonstrate familiarity with underwriting guidelines with all of the Bank’s investors and programs.

• Support the Bank’s CRA Officer by reporting CRA data.

• Work with loan applicants and requests required information for determining a credit decision.

• Compile loan packages including ensuring pertinent documents are complete and accurate, and analyzing and reviewing applicant’s credit history. Also reviews appraisal reports for accuracy and investor requirements.

• Conduct credit review to ensure that granted loan approval is within Investor guidelines. Notifies originators of any problems or issues during the process of the loan. Keeps both the borrower and originator informed as the loan goes to different phases of processing and closing.

• Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.

• Assume ownership of customer problems to achieve resolution.

• Serve as secondary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc.

 

Qualifications

• Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.

• Effective oral and written communication skills.

• Ability to compute basic to moderately complex math calculations.

• Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

• Proficiency in using personal computers and office products (e.g., Word, Excel).

• Excellent customer service and interpersonal skills.

• Ability to work independently.

• Ability to properly package a loan.

• Self-starter who is goal- and results-oriented.

• Ability to work with direction from supervisor.

• Ability to effectively multi-task in a close working environment.

Senior Internal Auditor

This position is responsible for performing all aspects of audits which includes planning the audit, fieldwork, resolution of audit issues and report writing.  This position will also be responsible for conducting a full range of financial, compliance and operational audits.

Essential Duties and Responsibilities (Other duties may be assigned.)
• Ensure audit goals and objectives are adequately met.
• Prepare audit work papers to ensure audit recommendations are properly supported and documented and the adequacy, effectiveness and efficiency of internal controls have been properly evaluated.
• Ensure audits are conducted in a timely and efficient manner and recommendations for corrective action are realistic and cost beneficial to the organization.
• Review and analyze the scope of audit programs, recommending changes and improvements as appropriate including development of new audit programs when needed.
• Develop and implement effective audit techniques and utilize documentation skills to adequately support audit findings within a timely manner.
• Effectively prepare audit reports and communicate complex audit findings and recommendations to appropriate management levels, including senior management, in a timely manner.
• Ability to evaluate internal controls and perform risk assessments in a banking environment.
• Leverage technology to conduct analytics and streamline the audit process.
• Strong communication skills, both written and oral.
• Ability to work independently
• Maintain a positive working relationship with audit clients.
 

Qualifications
• Bachelor’s degree with 8 plus years of internal audit experience in a banking environment
• Banking regulatory compliance knowledge, mortgage experience and SOX preferred
• Proficiency in computer skills, specifically Microsoft™ office products
• Knowledge of the Institute of Internal Auditors International Professional Practices Framework and Code of Ethics

Certificates, Licenses, Registrations
• Professional designation desirable; CIA, CBA or CISA

Marketing Associate - Administrative Offices - Lexington, SC

Position Summary

Responsible for assisting in the development and implementation of the bank’s marketing activities in advertising, promotion, sales, research, community involvement and new product introductions.

Essential Duties and Responsibilities (Other duties may be assigned.)

•  Assist with development and implementation of overall bank marketing programs to meet corporate goals and enhance the bank’s public image. 
• Assist the Director of HR/Marketing with the production of media, advertising and sales literature with advertising agency. (Agency liaison).
•  Assist with in-house marketing efforts.
•  Assist with the coordination of banking office openings and the bank’s participation in community events including coordinating event planning.
•  Arrange for bank personnel’s involvement in bank, community and local school events.
•  Assist in promoting the bank’s culture and image and in implementing a plan to communicate such, both internally and externally. 
• Assist the Director of HR/Marketing to maintain budgets, schedules and tracking for all media campaigns and promotional materials for departmental reports.
•  Process approved charitable donations.
•  Oversee bank website and the accuracy of its content and coordinate modifications as needed with the appointed webmaster.
•  Represent bank as needed during community projects and at public, social and business gatherings.
•  Maintain level of technical knowledge through memberships in professional and banking associations and participation in various seminars and educational programs.
•  Plan and implement research gathering and information projects relating to competitive analyses, demographics, product and service usages and customer satisfaction.
•  Write and edit press releases and other internal and external communications as needed.
•  Assist with special projects.

Qualifications

•  Bachelor’s degree and 2 years of marketing experience or the equivalent combination of education and experience
•  Effective oral and written communication skills.
•  Ability to speak effectively before groups of employees of organization.
•  Ability to compute basic to moderately complex math calculations.
• Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Proficiency in using personal computers and office products (e.g., Word, Excel). Familiarity with report–writing or spreadsheet software preferred.