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Business

Checking Accounts

All Accounts Feature:

  • Business Debit Card
  • Secure Online Account Access
  • Online Statements
Opening Deposit Minimum Balance Monthly Maintenance Fee Key Features

Small Business Checking

Great low-cost, primary checking for a new or existing business.

Open Account
Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
None
Key Features
  • Free 500 combined debits, credits and deposited items each month
  • $0.30 per excess transaction after 500
  • No minimum balance required

Business Interest Checking

Interest-generating account for any type of business.

Open Account
Opening Deposit
None
Minimum Balance
$500
Monthly Maintenance Fee
Maintain the minimum balance, and we'll waive the $9.50 fee. (1)
Key Features
  • Free 100 debits and credits
  • Free 150 deposits
  • $0.30 per excess transaction (debits, credits and deposits)
  • Earns interest

Business Analysis Checking

Ideal for businesses with higher-volume monthly transactions.

Open Account
Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
$10.95 (earnings credit may be used to offset fees). (1)
Key Features
  • Unlimited transactions
  • $0.18 per check/debit
  • $0.35 per credit
  • $0.10 per deposit

Sweep Accounts

Automatically invests excess funds in high-balance accounts

Open Account
Opening Deposit
Varies
Minimum Balance
Varies
Monthly Maintenance Fee
Varies. (1)
Key Features
  • Links to your business checking account
  • Automatically transfers funds that exceed target balance from business checking into a sweep with a higher interest rate
  • Collateralization available for special public funds accounts
Contact banking office for details.

Community Pride Account

An account for nonprofits, such as a church, scout troop or class reunion.

Open Account
Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
None
Key Features
  • Available only to non-profit businesses
  • Free 500 combined debits, credits and deposited items each month
  • $0.30 per excess transaction after 500

Interest on Lawyers Trust Account (IOLTA)

An attorney trust account where earnings fund public legal aid.

Open Account
Opening Deposit
None
Minimum Balance
None
Monthly Maintenance Fee
None
Key Features
  • Account available to attorneys and law firms
  • Earnings transferred to SC and GA Bar Foundation for legal aid projects and programs

Money Market Select

Limited-access checking with a higher-than-average interest rate.

Open Account
Opening Deposit
$1,000
Minimum Balance
$1,000
Monthly Maintenance Fee
Maintain the $1,000 minimum daily balance to avoid the $7.50 monthly maintenance fee. (1). (1)
Key Features
  • Earns higher interest rate based on account balance
1 Minimum daily balance is used to determine minimum account balance for the statement cycle.