Retirement And Financial Planning
Retirement Planning for the Real World
With all the demands on your time and attention, the management of your personal finances might have taken a backseat to other responsibilities. We'll help you pursue financial independence for your family long-term.
At First Community Financial Consultants, we’ll work with you to map a financial future based on your lifestyle. We’ll ask the right questions, then develop a customized plan that seeks to get you exactly where you want to go. We prefer to engage clients with an advisory relationship, where we focus on managing your wealth long-term. We also offer commission-based services if that is more suitable for you.
Let's talk. 803.343.0393
Meet our financial planners.
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Transitioning to Retirement?
How much money will it take? Do you have enough? With a thoughtful process that helps you define your vision of retirement, we'll build a solid foundation for the shape your retirement dreams take.
Planning for Aging Parents?
Assuming the responsibility of caregiver is not easy. Making future decisions for your elderly parents can be emotional and exhausting. We're here to help you navigate the tricky waters.
Managing an Inheritance?
Making decisions about how to manage an inheritance can be overwhelming and emotional. We'll guide you through the process, including important conversations about potential tax liability and trust procedures.
We're here to answer your questions and guide you through any of the following areas:
Planning Your Estate
- Helping you find an attorney, or working with your current attorney to assist with your specific needs
- Wills and trusts
- Gifting strategies
- Charitable remainder trusts
- Analyzing your current estate and projecting potential tax liability, if any
You are under no obligation to use the services of any of the entities referred, and may choose any qualified professional to provide legal services. These entities and their services are not affiliated with LPL Financial and First Community Financial Consultants.
LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.
Retirement Accounts
- IRA Services - Rollover, Traditional, ROTH and Inherited
- 401(k) / 403 (b) accounts
- TERI plans
- SEPs
- SIMPLE plans
- Deferred compensation plans
- ESOPs
- Profit sharing plans
Investments
- Stocks
- Mutual funds
- Corporate, government and municipal bonds
- UITs and ETFs
Annuities
- Deferred and immediate
- Fixed
- Variable
- Indexed
Insurance
- Life insurance
- Term life
- Universal life
- Survivorship
- Disability income
- Whole life
- Variable life
- Variable universal life
- Long-term care
Disclaimer: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment (s) may be appropriate for you, consult your financial advisor prior to investing.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/ SIPC). Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through Independent Advisor Alliance (IAA), a registered investment advisor and separate entity from LPL Financial. First Community Bank and First Community Financial Consultants are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Community Financial Consultants, and may also be employees of First Community Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Community Bank or First Community Financial Consultants. Securities and insurance offered through LPL or its affiliates are:
- Not Insured by FDIC or Any Other Government Agency
- Not Bank Guaranteed
- Not Bank Deposits or Obligations
- May Lose Value
First Community Bank and First Community Financial Consultants are not registered broker/dealers and are not affiliated with LPL financial. The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
