Higher Interest

Earned on higher balances.

Minimum Balance


Bank Online

Easy, convenient and free.

    No Minimum Amount
  • ZERO Per Check
    or Debit Fees
  • MONTHLY STATEMENT with Check Images
  • INTEREST PAID on Balances $2500+
    Number Of Debit Cards

How do I avoid fees?

Maintain the $2,500 minimum balance or maintain the $2,500 balance in a linked Regular Savings or linked Premium Savings account to avoid maintenance fees.


$15.00 per month


$.50 per transaction

Personal Sweep Checking Account

Personal banking customers can link their Premium Interest Checking Account to a unique type of investment account called a Personal Sweep Checking Account. Customers maintaining a daily balance of $50,000 between the two accounts can have excess funds over the primary account's target balance swept into an investment account earning a premium interest rate. Funds automatically transfer back and forth between the accounts to maintain the minimum balance or to sweep excess funds into the investment account.

Sweep accounts have unlimited transactions so there's no worrying about per item fees. If your balance falls below the target, there's a $25.00 monthly maintenance fee. If you maintain the minimum balance, we'll waive the monthly fee.

Debit Cards

Personal banking customers can apply for and be issued PIN-protected debit cards for real-time access to checking account funds. Access your funds with ease and convenience from First Community Bank, Star, Plus and Jeanie ATMs.

Debit cards have transaction cash limits to protect you, but limit increases may be available. Even better? Your debit card is free.

To open an account, give us a call.
Phone Number 803.951.2265

Find Out More