Privacy Policy, Disclaimers & Other Legal Information

First Community Bank is a member of the FDIC and an Equal Housing Lender. First Community Bank provides banking services throughout South Carolina.

The information contained herein is not intended to be an offer or solicitation of banking services to customers in any state in which such services are prohibited by federal law or state laws of the customer’s residence. Eligibility for a particular product or service is subject to review and approval by First Community Bank.

The information contained in or accessed from First Community's website is provided on an "as-is" basis. First Community does not warrant the accuracy or completeness of this information, and disclaims liability for any errors or omissions in this information. Hyperlinks to third party resources are provided for informational purposes only. First Community does not control nor endorse the content, accuracy, services or opinions supplied by third party websites.

In no event will First Community be liable for any direct or indirect, special, incidental, consequential or punitive damages, losses or expenses arising out of or in connection with the use of its website. As a condition of your use of this website, you warrant to First Community that you will not use this website for unlawful purposes. You agree to indemnify and hold First Community harmless from any breach of your warranty, including but not limited to any claim made by any third party, which is due to or arises out of your use of our website and services.

PDF Privacy Notice (300 kB PDF)


Collecting & Sharing Policies

Remember: First Community Bank will never contact you to request personal information such as Social Security numbers, account numbers, user IDs, PINs or passwords via e-mail, telephone, text or by fax. If someone contacts you claiming to be a FCB representative and asks for your PIN, password or other non-public information, do not give it out. Ask for identification and contact us immediately at 803-951-2265 to report the incident.

Information submitted to First Community via this website shall be utilized for lawful purposes only. To help the government fight illegal activities, including money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or utilizes certain banking services.

Depending on the product or service you have with us, we may ask or collect the following information, as appropriate — your name, address, date of birth, social security number, income, account balances, payment history, credit history and credit scores and other information that will allow us to identify you – including documents such as a driver’s license.

In order to effectively run our institution, we may require sharing of certain personal information. We do not share your information for joint marketing with other financial companies nor do we share information about your transactions, experiences and creditworthiness with affiliates for everyday business purposes. First Community Bank does not share information with nonaffiliates to market to you. We do share personal information to process your transactions, maintain your accounts, respond to court orders and legal investigations or to report to credit bureaus. In addition, we share your personal information to offer our products and services to you, in which case you can contact us any time to limit our sharing.

Please note that if you do discontinue service with First Community Bank, we continue to share your information as described in this notice. However, you may contact us at any time to limit our sharing.


Email Disclaimer

First Community Bank does not email Customer Non-Public Confidential Information in a non-secure method. Accordingly, such confidential information, including account information and personally identifiable information should not be transmitted by non-encrypted email/email attachments. Use of non-encrypted email is inherently insecure. In no event shall First Community Bank accept any responsibility for the loss, use or misuse of any information including confidential information, which is sent to First Community Bank by email or an email attachment, nor can the Bank guarantee receipt, accuracy or response to any email.


Copyright Information

It is prohibited for anyone to use First Community Bank’s logos, service marks, trade names and trademarks contained with this website without prior written consent of First Community Bank. This site may also contain third party logos and trademarks, in which case it is also prohibited to use these marks without that party's consent. Copyright law protects the content within this website. Any unauthorized use of this information may be punishable by law.


Security Verification Code

Mastercard


Online Security Information

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