On balance over $500.
With minimum daily balance.
No opening deposit required.
- FREE Online Banking and Bill Pay
- 100 DEBITS & CREDITS per Month - Free
- 150 DEPOSITS per Month - Free
- DEBIT CARDS up to $26,000
- NO Check Reserve
How do I avoid fees?
Keep a daily minimum balance of $500 or more in your account and we'll waive the monthly maintenance fee. To avoid the excess item fee, limit transactions to 100 combined debits and credits and 150 deposits.
$9.50 per month
EXCESS ITEM FEE
$.30 per item
Protect your account from overdraft, up to $1,000.
Advance funds from a line of credit attached to your account.
Transfer funds between savings and checking accounts.
Link a second checking account to a primary account.
Business customers can apply for and be issued PIN-protected debit cards for real-time access to checking funds. You and designated employees can access funds with ease and convenience just about anywhere including First Community Bank, Star, Plus and Jeanie ATMs.
Debit cards have transaction cash limits to protect account holders, but increases may be available. We provide three debit cards free of charge and additional cards cost just $5 each.