Introducing a premium interest-bearing account with a built-in sweep feature that puts excess funds to work for you, automatically. It works like this: Any funds over your predefined target balance are transferred into a higher-interest-bearing account which earns a premium rate. As funds are needed to pay checks or debits, they're automatically transferred back, where they continue to earn interest — just at a lower rate. This account features:

• Unlimited transactions per month
• Monthly Maintenance Fee of $25 (Waived if you maintain a $25,000 balance in your premium interest bearing checking account)
• Minimum opening deposit of $50,000