FCB NEWS

First Community Corporation Announces Operating Results, Other-Than-Temporary Impairment Charge and Cash Dividend Company reports record operating earnings and well-capitalized status Lexington, S.C. July 30, 2008 - Today, First Community Corporation (FCCO), the holding company for First Community Bank, reported operating income for year-to-date and the second quarter of 2008....more

First Community is featured in February's Greater Columbia Business Monthly First Community Bank was featured in the February issue of Greater Columbia Business Monthly which covers the Midlands of South Carolina....more

Deposit Services

First Community Bank checking accounts provide easy access to your funds for day-to-day transactions, as well as a safe and convenient way to pay bills and make purchases. Your monthly statement provides a record of transactions for easy record keeping. With a number of options, you’re sure to find an account the best suits your needs.

We also offer a variety of ways to save for the future. Whether you need ready access to your savings funds or plan to leave them on deposit for a longer, specified term, you will know your funds are safe because they are insured by the Federal Deposit Insurance Corporation.

Free Checking
Personal Checking
Personal Sweep Checking
Personal Interest Checking
Premium Interest Checking
The Heritage Account
Regular Savings
Young Saver
Premuim Savings
Money Market Select
Certificate of Deposit
Individual Retirement Account
Miscellaneous Fees

Free Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee $0.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Personal Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $200.00
   Link to Regular Savings $500.00
   Link to Premium Savings $2500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
ATM Foreign Usage $0.00

Personal Interest Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $500.00
   Link to Regular Savings $1000.00
   Link to Premium Savings $2500.00
Minimum to Earn Interest $500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $9.50
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
ATM Foreign Usage $0.00

Premium Interest Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $2500.00
   Link to Regular Savings $2500.00
   Link to Premium Savings $2500.00
Minimum to Earn Interest $2500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $15.00
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
ATM Foreign Usage $0.00

The Heritage Account ^
Designed for consumers age fifty (50) and older.

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Minimum to Earn Interest $500.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee $0.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Regular Savings ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $100.00
Minimum to Earn Interest $100.00
Monthly Maintenance Fee $2.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee
(after limit reached)		 $2.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Young Saver ^
For minors, age 18 and under.

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Minimum to Earn Interest $0.00
Monthly Maintenance Fee $0.00
Monthly Withdrawal Limit None
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Premuim Savings ^

Minimum to Open $2500.00
Minimum to Avoid Monthly Charges $2500.00
Minimum to Earn Interest $2500.00
Monthly Maintenance Fee $5.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee
(after limit reached)		 $5.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Money Market Select ^

Minimum to Open $1000.00
Minimum to Avoid Monthly Charges $1000.00
Minimum to Earn Interest $1000.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Monthly Third-Party Check Limit 3
Per Excess Third-Party Check Fee (after limit reached) $5.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Certificate of Deposit ^

Minimum to Open $500.00

Individual Retirement Account ^

Minimum to Open $100.00

Miscellaneous Fees ^

The following common miscellaneous fees may be assessed against your account. The following transaction limitations, if any, apply to your personal account, as well.

Official Checks
Customer
 $3.00
Non-customer
 $6.00
Travelers Cheques
 2% of Face Value
Deposit Bags
Lock
 $5.00
Zipper
 $0.00
Disposable
 $0.00
Statement Reconciliation $20.00 per hour
Research $20.00 per hour
Photocopies $3.00 per item
Interim statement
Without items
 $5.00
With items
 $10.00
Account activity printout $3.00
Wire Transfers
Incoming
 $10.00
Outgoing
 $10.00
International
 $40.00
Collection Item $15.00
NSF check/debit $30.00
Overdraft (after third day) $20.00
Charge back $3.00
Redeposited item $1.50
Deposit correction $2.50
Stop payment $22.50
Confirmations / verifications $5.00
Tax levy / Garnishment $50.00
Subpoena / summons processing Research and photocopy fees
Dormant Fee
(An account is dormant if there has been no customer initiated activity for twelve months or more.)		 $2.00 per month
Early account closing (within six months) $10.00
Check cashing (non-customer, non-FCB checks) $5.00
Notary service $2.00
Check / withdrawl / deposit ticket orders *See note
Courier Service
Monthly
 $30.00
Weekly (3 times)
 $20.00
On call
 $5.00
Night depository (per month) $10.00
Check sorting $15.00
Merchant MasterCard / Visa Setup **See note

*Varies, depending on style selected and quantity desired
**See account officer for quote

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