FCB NEWS

FIG Partners Update - 4th Quarter 2011 Review FIG Partners' report which highlights key points about First Community's 2011 Fourth Quarter performance. ...more

BB&T Capital Markets Update - 4th Quarter 2011 Review BB&T Capital Markets report which highlights key points about First Community's 2011 Fourth Quarter performance. ...more

First Community Corporation Announces Fourth Quarter and Annual Earnings and Cash Dividend Lexington, SC – January 18, 2012 Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, reported for the year of 2011 net income available to common shareholders was $2. ...more

Deposit Services

First Community Bank checking accounts provide easy access to your funds for day-to-day transactions, as well as a safe and convenient way to pay bills and make purchases. Your monthly statement provides a record of transactions for easy record keeping. With a number of options, you’re sure to find an account that best suits your needs.

We also offer a variety of ways to save for the future. Whether you need ready access to your savings funds or plan to leave them on deposit for a longer, specified term, you will know your funds are safe because they are insured by the Federal Deposit Insurance Corporation.

Free Checking
Personal Checking
Personal Sweep Checking
Personal Interest Checking
Premium Interest Checking
The Heritage Account
Regular Savings
Young Saver
Premium Savings
Money Market Select
Certificate of Deposit
Individual Retirement Account
Miscellaneous Fees

Free Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee $0.00
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Personal Checking ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $200.00
Link to Regular Savings with minimum daily balance $500.00
Link to Premium Savings with minimum daily balance $2500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
****ATM Foreign Usage $0.00

Personal Interest Checking ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $500.00
Link to Regular Savings with Minimum Daily Balance $1000.00
Link to Premium Savings with Minimum Daily Balance $2500.00
Minimum Daily Balance to Earn Interest $500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $9.50
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
****ATM Foreign Usage $0.00

Premium Interest Checking ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $2500.00
Link to Regular Savings with Minimum Daily Balance $2500.00
Link to Premium Savings with Minimum Daily Balance $2500.00
Minimum Daily Balance to Earn Interest $2500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $15.00
Per Check/Debit Fee $0.00
ATM Debit Fee
(if minimum balance not maintained)		 $0.50
****ATM Foreign Usage $0.00

The Heritage Account ^
Designed for consumers age fifty (50) and older.

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $0.00
Minimum Daily Balance to Earn Interest $500.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee $0.00
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Regular Savings ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $100.00
Minimum Daily Balance to Earn Interest $100.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $2.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee
(after limit reached)		 $2.00
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Young Saver ^
For minors, age 18 and under.

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $0.00
Minimum Daily Balance to Earn Interest $0.00
Monthly Maintenance Fee $0.00
Monthly Withdrawal Limit None
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Premium Savings ^

Minimum to Open $2500.00
Minimum Daily Balance to Avoid Monthly Charges $2500.00
Minimum Daily Balance to Earn Interest $100.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $5.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee
(after limit reached)		 $5.00
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Money Market Select ^

Minimum to Open $1000.00
Minimum Daily Balance to Avoid Monthly Charges $1000.00
Minimum Daily Balance to Earn Interest $1000.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Monthly Third-Party Check Limit 3
Per Excess Third-Party Withdrawal Limit (after limit reached) $5.00
ATM Debit Fee $0.00
****ATM Foreign Usage $0.00

Certificate of Deposit ^

Minimum to Open $500.00
Administrative fee for early withdrawal $25.00

Individual Retirement Account ^

Minimum to Open $100.00

Miscellaneous Fees ^

The following common miscellaneous fees may be assessed against your account. The following transaction limitations, if any, apply to your personal account, as well.

Official Checks
Customer
 $5.00
Non-customer
 $15.00
Travelers Cheques
 2% of Face Value
Deposit Bags
Lock
 $25.00
Zipper
 $5.00
Disposable
 ***See note
Statement Reconciliation $20.00 per hour
Research $30.00 per hour, one hour minimum
Photocopies $3.00 per item
Account activity printout
Current activity/statement cycle
 $3.00 each
Prior statement cycles
$5.00 each
Wire Transfers
Incoming
 $15.00
Outgoing
 $15.00
International
 $60.00
Collection Item
Domestic - incoming & outgoing
 $15.00
Foreign
 $30.00 (plus any correspondent bank fees)
NSF Paid Item $35.00
NSF Return Item $35.00
Overdraft $35.00 per item
Deposited/cashed items returned $10.00
Redeposited item $5.00
Deposit correction $5.00
Stop payment per item $35.00
Confirmations / verifications $5.00
Tax levy / Garnishment $50.00
Subpoena / summons processing Subject to government limits
Dormant Fee
(A checking account is dormant if there has been no customer-initiated activity for twelve months or more. A savings account is dormant if there has been no customer-initiated activity for 24 months.)		 $5.00 per month
Notary service $0.00
Check / withdrawal / deposit ticket orders *See note
Courier Services
Monthly (M-F)
 $30.00
Weekly (3 times)
 $20.00
On call
 $5.00
Merchant MasterCard / Visa Setup **See note
ATM/Debit Card replacement $5.00
Collection fee for charged off accounts (Transworld) $9.50
Coin and currency (charged through analysis) $00.10 per roll of coin
$00.50 per strap of currency
Counter checks (maximum of 5 encoded checks) $3.50
NSF Loan Payment $30.00 per item
Savings/DDA linked account overdraft protection daily transfer $10.00 per transfer
ACH origination returns $5 each
ACH notifications of change $5.00 each
Telephone transfers $5 per transfer

*Varies, depending on style selected and quantity desired
**See Banking Office for more information
***Varies depending on style and quantity
****Fees may be imposed by the owner of a non-FCB ATM

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