FCB NEWS

FIG Partners Update - 4th Quarter 2011 Review FIG Partners' report which highlights key points about First Community's 2011 Fourth Quarter performance. ...more

BB&T Capital Markets Update - 4th Quarter 2011 Review BB&T Capital Markets report which highlights key points about First Community's 2011 Fourth Quarter performance. ...more

First Community Corporation Announces Fourth Quarter and Annual Earnings and Cash Dividend Lexington, SC – January 18, 2012 Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, reported for the year of 2011 net income available to common shareholders was $2. ...more

Deposit Services

Introducing Health Savings Accounts - a way for anyone enrolled in high-deductible health insurance policies to accumulate tax-free savings to pay qualified medical expenses. Click here for more information.
First Community Bank Payroll Cards - a convenient payment option for your employees. Click here for more information.

Merchant Capture Service. The better way to process checks. More information here.

As a local business, serving the community is your first priority, and that makes you our priority. We’re committed to helping you succeed with a specifically designed offering of commercial products and services.

Small Business Checking
Business Interest Checking
Business Analysis Checking
Cash Management Account
Interest on Lawyers Trust Account (IOLTA)
Community Pride Account for non-profit organizations
Business Savings
Business Premium Savings
Money Market Select
Certificate Of Deposit
Miscellaneous Fees

Small Business Checking ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee (after limit reached) $0.30
# of Debits & Credits & Deposited Items Free (combined) - 500

Business Interest Checking ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $500.00
Minimum Daily Balance to Earn Interest $500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $9.50
# of Debits & Credits Free (combined) 100
Per debit and credit (after limit reached) $0.30
# of Deposited Items Free 150
Per Deposited Item (after limit reached) $0.30

Business Analysis Checking ^

Minimum to Open
 $0.00
Monthly Maintenance Fee $10.95
Per Check/Debit Fee
 $0.18
Per Credit Fee $0.35
Per Deposited Item $0.10

Charges on this account may be offset by an earnings credit.

Cash Management Account ^

See account officer for additional information.

Interest on Lawyers Trust Account (IOLTA) ^

An earnings credit is applied to reduce or eliminate fees. Interest is paid to the SC Bar Association for legal assistance programs. This account is for attorneys and law firms only and is designed for trust accounts.

Minimum to Open $0.00
Minimum Daily Balance to Earn Interest $0.00
Monthly Maintenance Fee $0.00

Community Pride Account
for non-profit organizations ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee (after limit reached) $0.30
# of Debits & Credits & Deposited Items Free (combined) - 500

Business Savings ^

Minimum to Open $0.00
Minimum Daily Balance to Avoid Monthly Charges $100.00
Minimum Daily Balance to Earn Interest $100.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $2.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee (after limit reached) $2.00
ATM Debit Fee $0.00
ATM Foreign Usage
Fees may be imposed by the owner of a non-FCB ATM		 $0.00

Business Premium Savings ^

Minimum to Open $2500.00
Minimum Daily Balance to Avoid Monthly Charges $2500.00
Minimum Daily Balance to Earn Interest $100.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $5.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee (after limit reached) $5.00
ATM Debit Fee $0.00
ATM Foreign Usage
Fees may be imposed by the owner of a non-FCB ATM		 $0.00

Money Market Select ^

Minimum to Open $1000.00
Minimum Daily Balance to Avoid Monthly Charges $1000.00
Minimum Daily Balance to Earn Interest $1000.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Monthly Third-Party Withdrawal Limit 3
Per Excess Third-Party Withdrawal Fee (after limit reached) $5.00
ATM Debit Fee $0.00
ATM Foreign Usage
Fees may be imposed by the owner of a non-FCB ATM		 $0.00

Certificate Of Deposit ^

Minimum to Open $500.00
Administrative fee for early withdrawal $25.00

Miscellaneous Fees^

The following common miscellaneous fees may be assessed against your account. The following transaction limitations, if any, apply to your personal account, as well.

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Official Checks
Customer
 $5.00
Non-customer
 $15.00
Travelers Cheques
 2% of Face Value
Deposit Bags
Lock
 $25.00
Zipper
 $5.00
Disposable
 ***See note
Statement Reconciliation $20.00 per hour
Research $30.00 per hour, one hour minimum
Photocopies $3.00 per item
Account activity printout
Current activity/statement cycle
 $3.00 each
Prior statement cycles
 $5.00 each
Wire Transfers
Incoming
 $15.00
Outgoing
 $15.00
International
 $60.00
Collection Item
Domestic-incoming & outgoing
 $15.00
Foreign
 $30.00 (plus any correspondent bank fees
NSF Paid Item or Return Item $35.00
Overdraft
 $35.00 per item
Deposited/cashed items returned $10.00
Redeposited item $5.00
Deposit correction $5.00
Stop payment per item $35.00
Confirmations / verifications $5.00
Tax levy / Garnishment $50.00
Subpoena / summons processing Subject to government limits
Dormant Fee
(A checking account is dormant if there has been no customer-initiated activity for twelve months or more. A savings account is dormant if there has been no customer-initiated activity for 24 months.)		 $5.00 per month
Early account closing (within six months) $10.00
Notary service $0.00
Check / withdrawal / deposit ticket orders *See note
Courier Service
Monthly
 $30.00
Weekly (3 times)
 $20.00
On call
 $5.00
Night depository (per month) $10.00
Merchant MasterCard / Visa Setup **See note
ATM/Debit Card replacement $5.00
Collection fee for charged off accounts (Transworld) $9.50
Coin and currency (charged through analysis) $00.10 per roll of coin
$00.50 per strap of currency
Counter checks (maximum of 5 encoded checks) $3.50
NSF Loan Payment $30.00 per item
Savings/DDA linked account overdraft protection daily transfer $10.00 per transfer
ACH origination returns $5.00 each
ACH notifications of change $5.00 each
Telephone transfers $5.00 per transfer

*Varies, depending on style selected and quantity desired
**See account officer for quote
***Varies depending on style and quantity

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