FCB NEWS

FCB NEWS

First Community is featured in February's Greater Columbia Business Monthly First Community Bank was featured in the February issue of Greater Columbia Business Monthly which covers the Midlands of South Carolina....more

First Community Corporation Announces 59% Growth in Earnings Per Share Lexington, S.C. April 16, 2008 - Today First Community Corporation, the holding company for First Community Bank, reported net income for the first quarter of 2008....more

Deposit Services

Introducing our Merchant Capture Service. The better way to process checks. More information here.

As a local business, serving the community is your first priority, and that makes you our priority. We’re committed to helping you succeed with a specifically designed offering of commercial products and services.

Small Business Checking
Business Interest Checking
Business Analysis Checking
Cash Management Account
Interest on Lawyers Trust Account (IOLTA)
Community Pride Account for non-profit organizations
Regular Savings
Premium Savings
Money Market Select
Certificate Of Deposit
Miscellaneous Fees

Small Business Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee (after limit reached) $0.30
# of Debits & Credits & Deposited Items Free (combined) - 500

Business Interest Checking ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $500.00
Minimum to Earn Interest $500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $9.50
Per Check/Debit Fee (after limit reached) $0.30
Per Deposited Item (after limit reached) $0.30
Per Credit Fee (after limit reached) $0.30
# of Debits & Credits Free (combined) 100
# of Deposited Items Free $0.00 150

Business Analysis Checking ^

Minimum to Open
 $0.00
Monthly Maintenance Fee $10.95
Per Check/Debit Fee
 $0.18
Per Credit Fee $0.35
Per Deposited Item $0.10

Charges on this account may be offset by an earnings credit.

Cash Management Account ^

See account officer for additional information.

Interest on Lawyers Trust Account (IOLTA) ^

This account incurs no service charges. Interest is paid to the SC Bar Association for legal assistance programs. This account is for attorneys and law firms only and is designed for trust accounts.

Community Pride Account
for non-profit organizations ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $0.00
Monthly Maintenance Fee $0.00
Per Check/Debit Fee (after limit reached) $0.30
# of Debits & Credits & Deposited Items Free (combined) - 500

Regular Savings ^

Minimum to Open $0.00
Minimum to Avoid Monthly Charges $100.00
Minimum to Earn Interest $100.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $2.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee (after limit reached) $2.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Premium Savings ^

Minimum to Open $2500.00
Minimum to Avoid Monthly Charges $2500.00
Minimum to Earn Interest $2500.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $5.00
Monthly Withdrawal Limit 2
Per Excess Withdrawal Fee (after limit reached) $5.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Money Market Select ^

Minimum to Open $1000.00
Minimum to Avoid Monthly Charges $1000.00
Minimum to Earn Interest $1000.00
Monthly Maintenance Fee
(if minimum balance not maintained)		 $7.50
Monthly Third-Party Check Limit 3
Per Excess Third-Party Check Fee (after limit reached) $5.00
ATM Debit Fee $0.00
ATM Foreign Usage $0.00

Certificate Of Deposit ^

Minimum to Open $500.00

Miscellaneous Fees^

The following common miscellaneous fees may be assessed against your account. The following transaction limitations, if any, apply to your personal account, as well.

Official Checks
Customer
 $3.00
Non-customer
 $6.00
Travelers Cheques
 2% of Face Value
Deposit Bags
Lock
 $5.00
Zipper
 $0.00
Disposable
 $0.00
Statement Reconciliation $20.00 per hour
Research $20.00 per hour
Photocopies $3.00 per item
Interim statement
Without items
 $5.00
With items
 $10.00
Account activity printout $3.00
Wire Transfers
Incoming
 $10.00
Outgoing
 $10.00
International
 $40.00
Collection Item $15.00
NSF check/debit $30.00
Overdraft (after third day) $20.00
Charge back $3.00
Redeposited item $1.50
Deposit correction $2.50
Stop payment $22.50
Confirmations / verifications $5.00
Tax levy / Garnishment $50.00
Subpoena / summons processing Research and photocopy fees
Dormant Fee
(An account is dormant if there has been no customer initiated activity for twelve months or more.)		 $2.00 per month
Early account closing (within six months) $10.00
Check cashing (non-customer, non-FCB checks) $5.00
Notary service $2.00
Check / withdrawl / deposit ticket orders *See note
Courier Service
Monthly
 $30.00
Weekly (3 times)
 $20.00
On call
 $5.00
Night depository (per month) $10.00
Check sorting $15.00
Merchant MasterCard / Visa Setup **See note

*Varies, depending on style selected and quantity desired
**See account officer for quote

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